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12-May-2019 05:52

It strikes me, jokers are consolidating in the Morgue to-day.They had been consolidating their forces as well as learning how to use them.

Just make sure this consolidation is part of a larger plan to get out of debt and you don’t run up new balances on the cards you’ve consolidated. Debt consolidation can help your credit if you make on-time payments or consolidating shrinks your credit card balances.

You might qualify for an unsecured debt consolidation loan at 7% — a significantly lower interest rate.

For many people, consolidation reveals a light at the end of the tunnel.

But in 1987, Klynveld Main Goerdeler (KMG) merged with Peat Marwick Mitchell to create KPMG Peat Marwick, reducing the number of top-tier players to the "Big Eight." Then in 1989, Ernst & Whinney merged with Arthur Young, and Deloitte Haskins & Sells merged with Touche Ross, further consolidating the industry to the "Big Six." In 1998, the merger of Price Waterhouse and Coopers & Lybrand created the "Big Five," and the dissolution of Arthur Andersen in 2002 left the "Big Four."Another, more recent example can be found in the online brokerage business, where after several rounds of consolidation, three major competitors have emerged: E*Trade (following its acquisitions of Brown Co and Harris Direct), Ameritrade (which recently won a bidding war for TD Waterhouse), and Charles Schwab.

Why It Matters One of the driving forces behind consolidation is the operating efficiencies that often arise from mergers.

Just make sure this consolidation is part of a larger plan to get out of debt and you don’t run up new balances on the cards you’ve consolidated. Debt consolidation can help your credit if you make on-time payments or consolidating shrinks your credit card balances.

You might qualify for an unsecured debt consolidation loan at 7% — a significantly lower interest rate.

For many people, consolidation reveals a light at the end of the tunnel.

But in 1987, Klynveld Main Goerdeler (KMG) merged with Peat Marwick Mitchell to create KPMG Peat Marwick, reducing the number of top-tier players to the "Big Eight." Then in 1989, Ernst & Whinney merged with Arthur Young, and Deloitte Haskins & Sells merged with Touche Ross, further consolidating the industry to the "Big Six." In 1998, the merger of Price Waterhouse and Coopers & Lybrand created the "Big Five," and the dissolution of Arthur Andersen in 2002 left the "Big Four."Another, more recent example can be found in the online brokerage business, where after several rounds of consolidation, three major competitors have emerged: E*Trade (following its acquisitions of Brown Co and Harris Direct), Ameritrade (which recently won a bidding war for TD Waterhouse), and Charles Schwab.

Why It Matters One of the driving forces behind consolidation is the operating efficiencies that often arise from mergers.

Here’s a scenario when consolidation makes sense: Say you have four credit cards with interest rates ranging from 18.99% to 24.99%.